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There has never been a better time to turn your equity into cash for
consolidating high interest bills, paying for school, making home
improvements, or even traveling the world.
A UNFCU EquityLine™ Offers Exceptional Benefits:
 Extended introductory rate
A 2% annual cap which guarantees minimal rate increases
No closing costs on loan amounts of US $50,000 or less
Possible tax deductions**
Free checks to access your credit line
Easy online access
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UNFCU |
Other Lenders |
| APR |
4.95% |
Up to 7.00% or more+ |
| Intro Rate Period |
12 months |
Often 1-3 months |
| Annual Rate Cap |
2% |
Typically No Cap |
| Margin |
0-1%* |
(-0.26)-3.25% |
| Rate Adjustment Period |
Quarterly |
Monthly |
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Click here to apply today and take advantage of
historically low rates.
Or, call +1 800 891 2471, ext. 5250, or email mortgage@unfcu.com.
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*The EquityLine rate is a 12 month introductory rate. Thereafter, your interest rate will adjust quarterly based on
an index of the Wall Street Journal Prime Rate and a margin. Margins range from 0% to 1.0% based on loan
to value ratio. The current indexed rate ranges from 6.00% to 7.00% and may vary. Consult a Mortgage
Representative to determine your eligibility. 2% annual rate cap and maximum lifetime rate of 15% apply.
**Consult your tax advisor concerning the tax deductibility of interest in your situation.
+Data obtained from www.bankrate.com on February 1, 2008.
Accounts and shares are insured by the National Credit Union Administration (NCUA) to the maximum of US
$100,000 for each member or shareholder. Unless otherwise noted, fees may be associated with certain
products and services. Certain UNFCU products and services are subject to approval. Federal and state laws
may limit the availability of certain products and services in select areas.
© 2008 UNFCU and “serving the people who serve the world” are registered marks of
United Nations Federal Credit Union. All rights reserved.
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