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Savings Secured Loan &
Share Certificate Secured Loan


Credit has become a major part of our everyday lives. Without establishing and maintaining good credit, owning a home, a car, or paying for a college education can be difficult to achieve. That’s why UNFCU Savings Secured Loan and Share Certificate Secured Loan give you an opportunity to build a good credit. You will be able to use the funds in your UNFCU Savings Account, or your UNFCU Share Certificate to secure these loans.

Benefits to enjoy:

  • Borrow up to 150%* of your UNFCU Savings Account balance, less US $50.

  • Borrow up to 150%* of your UNFCU Share Certificate balance

  • Take advantage of convenient terms for up to 15 years

  • Free credit life protection up to US $55,000 per member

  • Terms on loans secured by a share certificate may be rolled over with the share certificate

>What is a savings secured or a share certificate secured loan?

>Check Rates


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* The eligibility to borrow up to 150% is available to qualified borrowers only.
This credit union is federally insured by the National Credit Union Administration (NCUA). Accounts and shares are insured by the Administration to the maximum insurance amount for each member or shareholder. Unless otherwise noted, fees may be associated with certain products and services. Certain UNFCU products and services are subject to approval. Federal and state laws may limit the availability of certain products and services in select areas. Granting credit facilities is prohibited in certain jurisdictions if it leads to the consumer becoming over indebted. © UNFCU and "Serving the People Who Serve the World" are registered marks of United Nations Federal Credit Union. All rights reserved. Privacy Policy

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